We Are The Debt Free Guys. With over 14 years of experience in financial services, we still mismanaged our money and acquired over $51,000 worth of credit card debt. To take control of our personal finances, we created a plan and paid our debt off in three years. Nine years later, we are sharing with others the four principles of a debt free life that we learned the hard way. We are helping others recognize their full potential and live a debt free and fun life. We can help you, too.